Acceptance of Terms

By accessing the Site or using any of our products or services, you agree to be bound by this Agreement. If you do not agree to be bound by this Agreement, you may not access the Site or use our products or services.

Use of Site and Services

You may use the Site and our products and services only for lawful purposes and in accordance with this Agreement. You agree not to use the Site or our products or services:

• In any way that violates any applicable federal, state, local, or international law or regulation
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise
• To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation
• To impersonate or attempt to impersonate Insurerity Digital, an Insurerity Digital employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Site, or which, as determined by us, may harm Insurerity Digital or users of the Site, or expose them to liability

Intellectual Property

All content on the Site, including text, graphics, logos, images, and software, is the property of Insurerity Digital or its licensors and is protected by Ghanaian and international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site without the prior written consent of Insurerity Digital.

Disclaimer of Warranties

We make no representations or warranties of any kind, express or implied, as to the operation of the Site or the information, content, materials, or products included on the Site. You expressly agree that your use of the Site is at your sole risk.

Limitation of Liability

In no event shall Insurerity Digital be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of the Site or our products or services.

Indemnification

You agree to indemnify, defend, and hold harmless Insurerity Digital and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any claims, actions, suits, demands, damages, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with your use of the Site or our products or services.

Termination

We may terminate or suspend your access to the Site or our products or services at any time, without prior notice or liability, for any reason whatsoever, including without limitation if you breach this Agreement.

Governing Law and Jurisdiction

This Agreement shall be governed by and construed in accordance with the laws of the Republic of Ghana, without giving effect to any principles of conflicts of law.

Changes to this Agreement

We reserve the right to modify this Agreement at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the Site.

Contact Us

If you have any questions about this Agreement, please contact us at info@insurerity.com.